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Cargo (Goods in Transit) Insurance

Protect your cargo against the risks inherent to international transit by road, sea, air or multimodal operations.

4specialised solutions7key covers3policy typesA / A+insurer rating
Discover the cover

Helix Marine's Cargo (Goods in Transit) Insurance protects cargo against the risks inherent to international transit, whether by road, sea, air or multimodal operations. It is designed for shippers, importers, exporters, manufacturers, freight forwarders and any company with an insurable interest in the goods.

We offer solutions tailored to the nature of the goods, the route and the mode of transport, with broad cover based on the Institute Cargo Clauses and their equivalents, including specific extensions for complex operations, returns to origin, contingencies or special projects.

What do we cover?

  • Physical loss or damage to the goods during transport.
  • Sea, road, air and multimodal transport.
  • Risks linked to handling, theft, accidents and extraordinary events.
  • Expenses arising from general average, wreck removal or reforwarding.
  • Recurring operations via open (floating) policy or continuous cover.
  • One-off shipments under a single-transit policy.
  • Special projects, oversized cargo or complex goods.

Who is it for?

  • Importing and/or exporting companies.
  • Manufacturers and distributors.
  • Transport intermediaries: freight forwarders, logistics operators, consignees and customs agents.
  • Carriers and transport companies.
  • Industrial projects and large-volume operations ("Project Cargo").

Policy types

  • Single transit / per voyage, for one-off operations.
  • Open (floating), with per-voyage or periodic declaration (monthly, quarterly).
  • Annual, for clients with a steady volume of movements.
Lines and specialisations
01

Project Cargo

Industrial projects and oversized cargo require a very specific technical approach. At Helix Marine we assess each operation individually, considering routes, stowage, handling, port equipment and critical points in the logistics chain. We work with risk-engineering specialists, experts in hoisting, heavy lift and special transport, to ensure adequate cover and rigorous control from origin to destination. We offer solutions for one-off pieces, heavy machinery, industrial modules and EPC projects. We assess DSU (Delay in Start-Up) and liability cover. Technical specialisation in complex operations and expert oversight at every phase of the project.

02

Reefer Cargo

Refrigerated cargo demands thorough temperature control and continuous risk management. We offer cover based on the Institute Frozen Food Clauses (A), equivalent to the ICC(A) applied specifically to temperature-controlled cargo. Main covers: loss or damage from any external cause except exclusions; refrigeration machinery breakdown; failure of the external power supply; incorrect cooling-system setup (unintentional errors); delay* subject to policy conditions; specific extensions (cargo checks, thermographs, pre-trip inspection requirements, etc.). We also rely on reefer-specialist technical providers, thermal-curve analysis, log reading, root-cause investigation and loss-prevention advice. Robust cover + expert technical support.

03

Bulk Cargo

Bulk cargo —from food grains to minerals or powdery goods— presents particular risks: moisture, cross-contamination, compaction, cargo shift or deterioration from environmental conditions. At Helix Marine we offer cover tailored to the nature of the bulk and the transport type (hold, big bags, rail, bulk container), relying on surveyors and technicians specialising in moisture content, hold condition, ventilation, fumigation and pre-shipment risk analysis. Solutions designed to prevent damage from moisture, contamination or handling in bulk operations.

04

Sensitive goods (pharma, electronics, high value)

Sensitive shipments require precise underwriting and constant technical support. We manage cover for pharmaceuticals, electronic components, high-value devices, medical supplies and goods where loss can be critical. We analyse packaging, route hot spots, temperature control where applicable, traceability, security requirements, GDP protocols and mitigation measures. We work with partners specialising in pharma and high-value logistics to minimise the risks of damage, theft or diversion. Specialised cover for goods that demand precision, security and control.

Our method

How we work

  1. 1

    We advise on Incoterms, routes, packaging and critical risks.

  2. 2

    We design risk-management programmes that add value to our insurance cover.

  3. 3

    We analyse static exposures and the points in the logistics chain most likely to suffer damage.

  4. 4

    We provide a technical service able to tailor cover to each operation.

  5. 5

    We handle claims quickly and soundly, backed by an international network of surveyors and marine experts.

4
specialised solutions
7
key covers
3
policy types
Worldwide
territorial scope

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